Enterprise Finance Guarantee

A government-backed loan guarantee scheme

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Short-term working capital can be a source of strain for many businesses. Yet while many innovative short-term working capital platforms – such as peer-to-business lending – are emerging, some business owners still prefer to keep their lending relationship with one bank.

But if you can’t provide the asset or security backing to secure the loan, or if you don’t have the proven track record, make sure you know about the Enterprise Finance Guarantee.

What the scheme offers

The Enterprise Finance Guarantee (EFG) scheme is a loan guarantee scheme. It provides the lenders with a government-backed guarantee for 75% of value of each individual loan. (There’s a cap on total claims arising from any one lender.) By providing this guarantee, the EFG helps a loan to be made that might not otherwise have been offered.

The guarantee provides protection to the lender in case the borrower defaults. It is not insurance for the borrower in the event that you are unable to repay the loan.

Ready to grow?

If you think your business would benefit from support or funding, get in touch and we’ll help you work things out.

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